/* body styles including scrollbars, bg color, and margins */
	body	{			MARGIN:0px;
					PADDING:0px;
					BACKGROUND-COLOR:#C9D7DE;
					SCROLLBAR-FACE-COLOR:#174760;
					SCROLLBAR-SHADOW-COLOR:#174760;
					SCROLLBAR-HIGHLIGHT-COLOR:#174760;
					SCROLLBAR-3DLIGHT-COLOR:#174760;
					SCROLLBAR-DARKSHADOW-COLOR:#174760;
					SCROLLBAR-TRACK-COLOR:#C8D7DE;
					SCROLLBAR-ARROW-COLOR:#FFFFFF; } 
	
	/* font settings */
	body,td,div	{	COLOR:#000000; 
					FONT-FAMILY:Verdana, Arial, Helvetica, sans-serif; 
					FONT-SIZE:9px; }
	
	/* default link settings */
	a			{	COLOR: #000000; 
					TEXT-DECORATION: underline;}	
	a:hover		{	COLOR: #000000; 
					TEXT-DECORATION: none;}